How to pay for train tickets with Siirto:


Select Siirto as the payment method


Enter your telephone number


We send a payment request to your mobile bank


Go to your mobile bank and approve the request


Return to the VR Commuter application or the tab

It’s fast and easy to pay with Siirto: the payment takes place reliably with the aid of the telephone number and the payment is transferred from account to account in real time. When paying with Siirto, you don’t need to remember your payment card details or enter your internet banking credentials.

You can read more about Siirto at its website. You can also have a look at your bank’s instructions for using the Siirto service. Currently, Siirto is available to OP, Nordea and S-Bank customers.